TERMS & CONDITIONS

Last Updated: Oct 29.2025
Welcome to LifeLink Ledger (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, products, and services (“Services”). By using our Services, you agree to these Terms. If you do not agree, please do not use LifeLink Ledger.

1. Purpose of LifeLink Ledger

LifeLink Ledger provides tools and guidance to help you organize essential life information—financial, household, personal, and legacy details—so that you and your loved ones can manage life’s logistics with confidence and clarity. We do not provide legal, financial, or tax advice. You should always consult qualified professionals for those matters.

2. Using Our Services

You agree to use our Services responsibly and only for lawful purposes.
You may not:

Share false, misleading, or unauthorized information.

Attempt to gain access to other users’ data or accounts.

Copy, distribute, or exploit any part of our Services without permission.

3. Accounts and Security

You may need to create an account to access certain features. You are responsible for safeguarding your login credentials and any information you store within LifeLink Ledger.

If you suspect unauthorized access, please notify us immediately at donald@lifelinkledger.com.

4. Data Ownership

You always retain ownership of the information you enter into LifeLink Ledger.

By storing data on our platform, you grant us a limited license to host and protect it for the purpose of operating our Services.

5. Payments and Subscriptions

If you purchase a paid plan or coaching session, you agree to provide accurate billing information. All prices are listed in U.S. dollars unless otherwise stated.

Subscription renewals, refunds, and cancellations follow the terms displayed at the time of purchase.

6. Privacy and Security

Your privacy matters deeply to us. Please review our Privacy Policy for details on how your information is collected, stored, and protected.

7. Disclaimer

LifeLink Ledger is provided on an “as is” and “as available” basis. While we strive for reliability and security, we cannot guarantee uninterrupted access or error-free operation.

We are not liable for any loss or damage arising from the use—or inability to use—our Services.

8. Termination

We may suspend or terminate access if a user violates these Terms or engages in misuse of our Services. You may cancel your account at any time by contacting donald@lifelinkledger.com.

9. Changes to Terms

We may modify these Terms from time to time. Updates will be posted here, and continued use after updates means you accept the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of Nebraska, without regard to conflict of law principles.

11. Contact Us

For questions about these Terms, contact:
donald@lifelinkledger.com

LifeLink Ledger, 4211 N 189th Street, Elkhorn Nebraska, 68022

PRIVACY POLICY

At LifeLink Ledger, your privacy is central to our mission. This Privacy Policy explains what information we collect, how we use it, and the steps we take to protect it.

1. Information We Collect

We collect:

Account Information: Name, email, and password to create and maintain your account.

User Content: Information you upload, input, or store—such as personal, household, or financial data.

Usage Data: Log information like IP address, browser type, and device activity to help improve performance and security.

Cookies: Small text files used to maintain sessions and personalize your experience.

2. How We Use Your Information

We use your data to:

Operate, secure, and improve our Services.

Communicate with you about updates, renewals, and support.

Personalize your experience and coaching sessions.

Comply with legal requirements when necessary.

3. Sharing and Disclosure

We do not sell or rent your personal information.

We may share information only with:

Trusted service providers who help us operate (e.g., secure cloud hosting, payment processors).

Legal authorities if required by law or to protect user safety.

All partners are required to handle your data in accordance with strict confidentiality and security standards.

4. Data Security

We use encryption, secure data centers, and regular system monitoring to safeguard your information.

While we take significant precautions, no online platform can guarantee 100% security. We encourage users to protect their passwords and devices.

5. Your Rights

You may:

Access, update, or delete your data at any time.

Request a copy of your stored information.

Cancel your account and request data removal by emailing donald@lifelinkledger.com.

6. Cookies and Analytics

Cookies help us remember your preferences and improve usability. You can disable cookies in your browser, but some features may not function properly.

7. Data Retention

We retain your information only as long as needed to provide our Services or as required by law. Deleted accounts are permanently erased from our systems within a reasonable timeframe.

8. Children’s Privacy

LifeLink Ledger is designed for adult use. We do not knowingly collect personal information from anyone under 18.

9. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will appear here with a new “Last Updated” date.

10. Contact Us

For privacy questions, data requests, or security concerns, contact:
donald@lifelinkledger.com